Banking 101: Finding the Right Fit


One of the most important financial decisions you will make is which bank to work with. Some banks might slow you down and charge unnecessary fees while others may be a great source of valuable information. Although you may work with several different banks for different reasons, when it comes to your primary account make sure it measures up.

Find a bank that works for you:

  1. Your primary checking account should make it easy for you to access your funds and track activity without a monthly fee
  2. Using a bank, credit union or virtual bank provides better tracking, security and protection than cash
  3. Direct deposit, mobile deposit and electronic transfers make it easier to receive or move funds without having to go to the bank
  4. Debit cards provide an added layer of protection in the event of theft or fraud. Some banks still offer rewards programs with their debit cards
  5. Compare ATM fees – pay attention to fees associated with non-owned ATM’s
  6. Rather than using cash, checks, or money orders, consider using a debit card to pay bills online or by phone. If the card becomes compromised or lost, it can be closed immediately
  7. Ask about work or career related accounts. Some banksĀ  and credit unions offer special perks to employees of certain companies, as well as service members
  8. Take advantage of setting alerts and notifications when balances are low
  9. Shop around and compare the tools, resources each bank offers
  10. At the end of the day, it’s your money and they work for you. If they don’t treat you well, take your business somewhere else




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