Find Your Flow & Live Well

It All Begins With You

During our formative years we begin to accumulate knowledge and expectations from our relatives and friends. In the beginning there’s not much to compare it to or experience to know whether the information is valuable or not. As we begin to establish our own identity and independence it becomes our responsibility to seek out and define the life we want to live. It takes time to find your flow and live your best life now.

As you begin to define the life you want to pursue, you will also learn to balance where you are in your journey with what resources you have access to. The four pillars of being independent include Shelter, Nutrition, Wellbeing and Commuting. Focus on finding your flow in these four areas before adding any other commitments. Learn to expend no more than 70% of your earnings on these four basic needs. The less you spend the more you have left to save, invest and enjoy.

From Finding Shelter to Making a Home

In your first few years of becoming independent, a stable shelter usually takes precedence over seeking out the perfect home. Nevertheless, it’s a great opportunity to learn about what home means to you and what your ideal place will look like one day.

Privacy matters. Pay attention to how you feel living with other people and sharing common spaces. Think about where you are willing to compromise and where you won’t. Feeling safe and being able to relax is incredibly important for your long term wellbeing, both physical and mental. When you don’t feel safe or unable to disconnect for awhile, it begins to affect your quality of life.

Location matters. Be mindful of the environment that brings out the best in you. Consider the level of noise, colors, textures, light, nature and access to resources within walking distance. What adds value to your living space and what brings you down? Imagine what a better/best/perfect home looks like based on your goals.

Learn to Fuel Your Body and Brain

One of the greatest privileges of becoming independent is choosing what you eat. Food is social and emotional. Certain flavors, aromas and spices will become your favorites. Local eating places will begin to represent friendly gatherings and those memories will stick with you. Treasure your freedom to purchase, create and share delicious meals when you can.

Nutrition defines your strength and endurance for the long haul. Take time to experiment and learn how your body processes different foods. Protein and vitamins come from a multitude of sources. Figure out what fuels your body and brain the best. Be mindful that your body is continuously building new cells and new blood. You define how your body feels and functions every day.

Gift Yourself with Care and Wellbeing

At the end of the day, only you can decide how you will care and maintain your health. There’s definitely a lot to learn about how each organ functions, healthy ranges of different metrics and overall best practices in general health care. First and foremost learn everything you can to avoid illness and injuries. Know your physical and mental limits.

By the age of 30, at the latest, you need to have a full physical with lab work to identify your base numbers. That includes things like blood pressure, sugar levels, cholesterol and a multitude of other measurements. By having a base, you and your care provider can spot changes and monitor as needed. Take time to know yourself.

Health and wellbeing is much more than signing up for a medical plan. It means seeking out regular screenings, exams and taking advantage of the resources available through pharmacies or local mini clinics. Do some research to learn more about what is available in your community, school or workplace. Did you know that many universities offer Medical and Dental services for their communities?

Find ways to incorporate physical activity in your routines. Movement is essential to keeping your heart and lungs healthy. There are a multitude of mobile apps to coach, inspire and track your physical activity. Challenge yourself to stretch, get stronger and try something new each year.

Getting Around without Breaking the Bank

To commute or not, that is an important question to consider. Living within walking distance of where you work means you have more cash flow to direct towards other needs, wants and goals. On the other hand, that may not be an option or preference for you. Before you make your next move, house or job, take time to think through the impact this will have on living the life you want.

Another thing to consider is how many different options you have available to get around. From bikes to buses and trains – there’s a wide range of options that may offer more freedom at a lower cost. Again it all comes down to what matters most to you. Find your flow. Find what helps you live your best life right now with what you have.

Ready to take the next step?

Check out Financial Wellness 101 – The Ultimate Financial Handbook for Young Professionals. We also offer 1:1 Financial Coaching to help you create a clear roadmap to improve financial wellness.


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