There are three keys that influence your ability to get a loan and what the loan will cost you in the long run. Getting your first loan is kind of like getting your first job – you need “experience” before you have “experience”. The primary factor is YOU. The Credit Department will need to know…
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Let’s talk about some really simple ways to start saving – setting money aside – for a specific event or special goal. First things first – set your goal: How much by when to accomplish what? You need to have clear motivation of what the end goal is. Just like training for a half marathon…
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Here’s the thing…we need to have some sort of emotional connection with managing our personal finances or it just won’t last. It’s easy to get distracted or forget why we started doing something in the first place. By crafting our personal financial management in ways to remind us about the “why” will help eliminate any…
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Choosing a bank to partner with is critical for your financial wellbeing. It is a business, not your best friend, Businesses are in constant flux and sometimes you’ll be caught off guard when your bank is bought out or staff changes overnight. Evaluate the level of service you receive on a regular basis and always…
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Life Insurance provides three main purposes: pay for burial expenses and final bills to close out your estate, replace the income you would have provided to a dependent (relative or business partner), or to gift to a charity or institution you want to support. There are two basic types of Life Insurance policies, a Whole…
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