Here’s the thing…we need to have some sort of emotional connection with managing our personal finances or it just won’t last. It’s easy to get distracted or forget why we started doing something in the first place. By crafting our personal financial management in ways to remind us about the “why” will help eliminate any…
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In continuing the conversation from my previous post, How Long Could You Last? , I’d like to share some insights on another basic need to seriously consider as you build a strong foundation for financial wellness. This basic need involves strategically carving out space in your cash flow to give you room to breathe. The basic…
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Earlier this year I shared a post about What is Cash-Flow and Why Should I Care? Part I. It covered several important choices that you need to consider about your income and liabilities. Liabilities is just a fancy word for saying that you are legally obligated to pay another person or entity. It’s an interesting thing,…
Read MoreIn the previous post, What is Cash-Flow and Why Should I Care? Part I ,we reviewed two areas that immediately impact your cash-flow as soon as you’re paid. The first area represents government regulated withholding, for taxes and Social Security. The second area represents self-regulated withholding, for Health and Retirement. The income you receive after withholdings…
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